Cases

Affirmed by published opinion. Judge NIEMEYER wrote the opinion, in which Judge SHEDD and Judge DUNCAN joined. OPINION NIEMEYER, Circuit Judge: James and Elizabeth Cetto seek to rescind the refinancing of their Virginia home based on their claim that the total points and fees charged in the transaction qualified the loan as what is commonly referred to as a “high-cost mortgage” under th

518 F.3d 263 (2008) James Alexander CETTO, II; Elizabeth Ann Cetto, Plaintiffs-Appellants, v. LASALLE BANK NATIONAL ASSOCIATION, as Trustee for Structured Asset Investment Loan Series 2003-BC9 by Wilshire Credit Corporation, its Authorized Servicing Agent, Defendant-Appellee, v. Savings First Mortgage, LLC, Party in Interest. No. 06-1720. United States Court of Appeals, Fourth Circuit.<

UNITED STATES DISTRICT COURT FOR THE DISTRICT OF COLUMBIA National Association of Mortgage Brokers, Plaintiff, v. Civil Action No. 1:11-cv-00506 (BAH) Judge Beryl A. Howell Board of Governors of the Federal Reserve System, et al., Defendants. National Association of Independent Housing Profe

773 F.Supp.2d 151 (2011) NATIONAL ASSOCIATION OF MORTGAGE BROKERS, Plaintiff, v. BOARD OF GOVERNORS OF the FEDERAL RESERVE SYSTEM, et al., Defendants. Civil Action Nos. 1:11-cv-00506 (BAH), 1:11-cv-0489 (BAH). United States District Court, District of Columbia. March 30, 2011. *156 Shannon Hadley Rutngamlug, Saul Ewing, LLP, Wash

723 F.Supp.2d 851 (2010) Rita CHECHE, Plaintiff, v. WITTSTAT TITLE & ESCROW COMPANY, LLC, Wachovia Bank National Association, and Specialized Loan Servicing, LLC, Defendants. Civil Action No. 2:09cv577. United States District Court, E.D. Virginia, Norfolk Division. July 6, 2010. *852 Tanya Bullock, Esq., for Plaintiff.

580 F.3d 485 (2009) Christine MURO, Plaintiff-Appellant, v. TARGET CORPORATION, et al., Defendants-Appellees. No. 08-1256. United States Court of Appeals, Seventh Circuit. Argued September 12, 2008. Decided August 31, 2009. *487 David J. Piell, Attorney (argued), Buffalo Grove, IL, for Plaintiff-Appellant.

542 F.3d 424 (2008) THE MARYLAND DEPARTMENT OF HEALTH AND MENTAL HYGIENE, Petitioner, v. CENTERS FOR MEDICARE AND MEDICAID SERVICES, Respondent. National Academy of Elder Law Attorneys, Amicus Supporting Respondent. No. 07-1512. United States Court of Appeals, Fourth Circuit. Argued: March 20, 2008. Decided: September 25, 2008.

In the United States Court of Appeals For the Seventh Circuit No. 08-1256 C HRISTINE M URO , Plaintiff-Appellant, v. T ARGET C ORPORATION, et al., Defendants-Appellees. Appeal from the United States District Court for the Northern District of Illinois, Eastern Division. No. 1:04-cv-0626

442 B.R. 818 (2010) In re Brian A. KITTS, Debtor. J. Kevin Bird, Chapter 7 Trustee, Plaintiff/Appellant/Cross-Appellee, v. Winterfox, LLC, Defendant/Appellee/Cross-Appellant. No. 2:10-CV-111-TC. Bankruptcy No. 05-27158 JAB. Adversary No. 06-02250. United States District Court, D. Utah, Central Division. August 26, 2010. *820

Filed: October 23, 2008 UNITED STATES COURT OF APPEALS FOR THE FOURTH CIRCUIT No. 07-1512 (SPA-05-06) THE MARYLAND DEPARTMENT OF HEALTH AND MENTAL HYGIENE, Petitioner, v. CENTERS FOR MEDICARE AND MEDICAID SERVICES, Respondent. -------------------- NATIONAL ACADEMY OF ELDER LAW ATTORNEYS,

KATZMANN, Chief Judge: This case requires us to determine if the consumer protections of the Fair Debt Collection Practices Act (“FDCPA”), 15 U.S.C. § 1692 et seq., and the Truth in Lending Act (“TILA”), 15 U.S.C. § 1601 et seq., apply to a mortgage lender that has purchased mortgages initially payable to other lenders and, after the homeowners defaulted on their mortgages, hired a law firm to send allegedl